Top-up
We've made it easy for you to top-up your Ruby Prepaid MasterCard® using any of the methods below.
Top-up with cash at PayPoint locations nationwide - €1 fee
Minimum load is €10, maximum load €500 and your money will be available immediately. Click here to find your nearest PayPoint location.
Please note that top-ups cannot be made through PayPoint terminals located in a Credit Union.
By Bank Transfer - FREE
You can top-up your Ruby Card/eccount by transferring funds from any bank account for FREE. Simply go to the "Top-up" tab once logged in and select Bank Account Details.
Please note: If topping-up by bank transfer your maximum load amount is €1,500 and funds will be available to spend within 4 working days.
If you would like to receive your wages/benefits on your card you should upgrade to a €3,000 card limit. Click here to find out more.
Please note: €5 stamp duty will be deducted from your initial load.