About

A prepaid card looks just like a credit or debit card, with a card number, chip and signature strip. Unlike credit cards, which provide you with a line of credit and debit cards, which are linked to a bank account, a prepaid card only allows you to spend the amount you have loaded. This helps you to stay in complete control of your spending.

With your personalised Ruby Card and eccount®, it’s so much easier to manage your money and is a secure alternative to carrying cash. You can even have an additional card added to your eccount to share with family or friends (Fees apply).

Whether you’re shopping online, paying bills or sharing money with family and friends in the UK or abroad - it can be simpler with the Ruby Card.

You can Top-up your Ruby Card with cash at any PayPoint location nationwide or by bank transfer and use it to make purchases wherever the MasterCard® Acceptance Mark is displayed.

If you already have a Ruby MasterCard with a €1,650 limit then upgrade now to a €3,000 limit. To read more about the benefits of upgrading, click here.